Payment Policy

💳 TOUGHGUYTOOL | Payment Policy

Last updated: [Insert Date]

Thank you for shopping with TOUGHGUYTOOL.
This Payment Policy outlines the terms and conditions regarding payment methods, transaction processing, and security for purchases made through our website www.toughguytool.com.


1. Accepted Payment Methods

We currently accept the following payment methods:

  • Credit / Debit Cards (Visa, MasterCard, American Express, Discover)

  • PayPal

  • Shop Pay

  • Apple Pay / Google Pay

  • Other local payment methods (where available)

All payments are processed securely through trusted third-party gateways to ensure your information remains safe and confidential.


2. Currency

All prices displayed on our website are in [insert your store currency, e.g., USD], unless otherwise stated.
Your payment provider may apply exchange rates or transaction fees if using another currency.


3. Payment Processing

  • Payment is charged at the time of purchase.

  • Orders will not be processed or shipped until payment is successfully received.

  • If a payment fails, please check with your card issuer or payment service provider before reattempting.


4. Security & Privacy

We take your security seriously.
All payment transactions are encrypted using SSL (Secure Socket Layer) technology.
We do not store or have access to your full credit card information.
For details on how we protect your personal data, please see our Privacy Policy.


5. Fraud Prevention

TOUGHGUYTOOL reserves the right to refuse or cancel any order suspected of fraud, unauthorized use, or violation of our Terms of Service.
We may request additional verification before confirming large or unusual transactions.


6. Taxes & Duties

All product prices exclude applicable sales taxes, customs duties, or import fees (if any).
These will be calculated and displayed at checkout, depending on your shipping location.


7. Contact Us

If you have any questions about payment or billing, please contact us at:
📩 Email: support@toughguytool.com